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Health Insurance

Study Australia participants receive an overseas health insurance policy included in the cost of the program. These basic medical and health insurance policies, or Overseas Student Health Coverage (OSHC), fulfill the mandatory insurance required by the government for international students in Australia and New Zealand. Both countries have excellent medical and health system available to international students. Study Australia participants are also provided with Evacuation and Repatriation Insurance.

Australia Insurance Information

The Australian government required Overseas Student Health Coverage (OSHC) can be administered by WorldCare, Medibank Private, BUPA and AHM, as all are government insurance providers.

• The cost for OSHC is included in the Study Australia program fee.
• OSHC provides free or discounted access to the University Health Service and to public hospitals.
• Enrollment in OSHC is finalized during your university orientation program at which time you will receive a membership card and detailed instructions on how to use your OSHC plan.
• Dental Care and Optical Care are NOT covered by OSHC so schedule any necessary examinations before you depart as they are considerably more expensive in Australia.

There are some limitations to OSHC. If you have any existing health concerns, contact your current insurance provider before you leave for Australia. Higher-level coverage, such as access to private hospitals and dental services, is also not included in OSHC. Medical insurance for higher level medical needs is your own responsibility. 

Please follow the links below for details on your host institution’s preferred health care provider:

• Worldcare Assist Silver Plan: Bond University, University of Queensland, Queensland University of Technology, Macquarie University, University of New South Wales, University of Sydney, Murdoch University, University of Western Australia, University of Notre Dame, and Monash University, Griffith University, University of Melbourne
• Medibank Private: University of Western Australia, James Cook University, RMIT University, and University of Technology Sydney
• Australian Health Management Group: University of Wollongong
• BUPA Australia: Deakin University

New Zealand Insurance Information

The New Zealand government through the Ministry of Education Code of Practice for Pastoral Care of International Students requires that international students have medical and travel insurance. Our partner universities in New Zealand utilize.

Student Safe Insurance, which provides both medical and travel insurance. This comprehensive insurance is included in your program fee and includes the following:

• Medical evacuation
• Hospitalization
• Surgery
• Doctors
• Prescription medications
• Emergency dental services
• Emergency optical replacement

There are some limitations to Student Safe Insurance. If you have any existing health concerns, contact your current insurance provider before you leave for New Zealand. Medical insurance for higher levels of need is your own responsibility.

Evacuation and Repatriation Insurance

As part of program, The Education Abroad Network will provide Evacuation and Repatriation Insurance through HTH Worldwide Insurance Services for all Australia and New Zealand participants.  We will provide a policy which includes $100,000 of Medical Evacuation coverage (when medical evacuation is deemed medically necessary by the attending physician or evacuation to a more appropriate hospital for treatment or medical evacuation to return home).  In addition, we will provide a policy which includes $25,000 for Repatriation of Remains (in the tragic event of a death, the body will be returned to the home of the participant).  The coverage period is included from the time to student departs the US, to the time the program officially ends.

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